Curacao Rewards Terms And Conditions

Rewards changes will take effect November 15, 2022

Curacao Rewards Program (“Program”) As a Curacao Accountholder you will earn rewards (“Rewards”) for every $500 in Eligible Purchases or transactions made by you, the person to whom the account was issued (“Accountholder”), or by your authorized users using your account, during any 12-month cycle from the program launch and/or the date the account was opened (“Reward Period”), as set forth below. The amount of Rewards earned is determined by the amount of Eligible Purchases and/or transactions made during any Reward Period and by the type of account, as set forth below. The Program is provided by Curacao, the issuer of the Account, and is restricted to individuals who maintain a Curacao account. The Program and the ability to earn Rewards are only available to accountholders who have an open Curacao account in good standing. Participation in the Program is subject to these Terms and Conditions.

Eligible Purchases: means net purchases (less credits, returns, and adjustments) of goods and services made using your Curacao account by you or your authorized users. Eligible Purchases do not include money transfer, returns, refinance balances, cash loans, taxes, disputed or unauthorized purchases/fraudulent transactions or any other transactions that Curacao may determine in its sole discretion are not eligible to earn Rewards.

Earning Rewards: Classic accountholders will earn a $10 digital voucher whenever they accumulate $500 eligible purchases within any Reward Period. Gold accountholders will earn a $20 digital voucher whenever they accumulate $500 eligible purchases within any Reward Period. Platinum accountholders will earn a $30 digital voucher whenever they accumulate $500 eligible purchases within any Reward Period. There is no minimum amount of Eligible Purchases required before earning Rewards and no maximum limit on the amount of Rewards you can earn. However, you will receive the digital voucher every time you accumulate $500 in Eligible Purchases or transactions. Digital vouchers can be used only for purchases and cannot be redeemed for cash, Curacao gift cards, or used as a form of payment on the Curacao account. Curacao will not re-issue any expired digital vouchers, nor will it credit the account with unused Rewards; digital vouchers are only valid within 30 days of issue. Any Rewards balance in your account that did not qualify to earn you a voucher within the Reward Period will be reset to zero for the next Reward Period cycle.

Using your Curacao Rewards: Rewards earned in any Reward Period will be made available for you via email and text message (registered in the Accountholder’s information) after the Reward is earned during the Reward Period. The email and text message will notify you of a digital voucher you can apply using your Curacao account within thirty days of the voucher’s issuance. To review your Rewards progress, log on to your Curacao account and view your Rewards in the Summary Page. Currently available to redeem in stores only.

Account suspension or closure: To earn Rewards, you must have an open Curacao account in good standing. At any time your account is more than 30 days past due, you will cease to earn any Rewards and any Rewards earned, but not redeemed, will be forfeited. If your Curacao account is suspended for any reason, you will not earn any Rewards. If your Curacao account is closed for any reason, your participation in the Program will be terminated, you will cease to earn any Rewards and any Rewards earned, but not redeemed, will be forfeited. If your Curacao account is suspended for any reason, you will not be able to redeem any Rewards until your Curacao account is reinstated.

Additional conditions: You may not transfer Rewards earned to anyone else. You acknowledge that the Program is a promotional program as to which no consideration has been paid by or to you and that the Rewards have no cash value. Unless and until you redeem Rewards in accordance with these terms and conditions, no right, title, or interest in the Rewards has been earned. Nothing herein requires Curacao to provide Rewards to any Curacao account or issue any voucher to you if the Program has been canceled, terminated or suspended. The Program, including these terms and conditions, is subject to the Governing Law and Arbitration provisions of the agreement governing your Curacao account. You consent and authorize Curacao and any of its subsidiaries and affiliates or any non-affiliated third parties with whom they contract to manage the Program, as necessary, to effect, administer, enforce, service, or fulfill the terms of the Program. The Program is void where prohibited by federal, state, or local law.

Other Program modifications: Curacao reserves the right to add, modify or delete any benefit, service or feature of the Program at any time in its sole discretion. Changes to the Program may include, among other things, modifying Eligible Purchases, excluding transactions or imposing additional restrictions or terminating the Program. Curacao reserves the right to remove any participant from the Program in the event of fraud or abuse in connection with the Program.